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Arriving & settling inHow to8 min read · verified

Moving to the UK — your first 30 days, in the right order

Six things unlock everything else: an address, a phone number, a bank account, a National Insurance number, a GP and a GOV.UK One Login. Done in the wrong order, each blocks the next. This is the sequence that works.

Short answer

In order: get an address, a UK SIM, a bank account, register with a GP, apply for a National Insurance number, and set up GOV.UK One Login. Register with a GP early — it needs no proof of address and is the gateway to the rest of the NHS. Apply for the NI number as soon as you arrive; it takes up to eight weeks.

Arriving in the UK is a dependency graph, and most people discover it the hard way. Banks want proof of address. Landlords want proof of income and a UK bank account. Employers want a right-to-work check. HMRC wants you to be here already.

There is an order that works, and following it turns a fortnight of circular frustration into about a week of straightforward errands.

Before you fly

Set up your UKVI account and access your eVisa. Physical biometric residence permits have been replaced by digital immigration status, and you prove your rights — to work, to rent, to travel — by generating a share code from your UKVI account. Test that you can log in before you travel, because sorting out account access from abroad is far easier than from a queue at a letting agent.

Consider opening a UK bank account before arrival. Several UK banks and licensed electronic money institutions allow account opening from overseas with a passport and proof of address in your home country. Digital banks in particular have straightforward remote onboarding. This removes the worst dependency in the chain.

Gather documents. Bring originals of your passport, birth certificate, marriage or name-change certificates, driving licence, academic transcripts and qualification certificates, employment references, and medical and vaccination records. Certified translations are far easier to obtain before you leave.

Check whether you paid the Immigration Health Surcharge as part of your visa application. If you did, you have full NHS access from the date your visa starts.

Week one: address, SIM, bank

An address, even a temporary one, unblocks most things. A short-term rental, serviced flat or friend's address will do for the initial paperwork.

Get a UK SIM on day one. Pay-as-you-go SIMs are available at airports, supermarkets and phone shops with no identity check and no contract. The four network operators are EE, O2, Vodafone and Three, and dozens of smaller providers run on their networks at lower prices. Coverage differs meaningfully in rural areas — check the Ofcom coverage checker for where you will actually live.

Open or activate the bank account. High street banks generally want proof of identity and proof of address, and the second is where new arrivals get stuck. Digital banks — Monzo, Starling, Revolut and similar — commonly accept a wider range of evidence and can verify identity from a passport and a selfie in minutes. Opening a digital account first, then using its statements as proof of address for a high street bank, is a well-worn route.

Ask specifically about accounts designed for new arrivals; several banks operate them with reduced documentation requirements.

Week one to two: GP, National Insurance number

Register with a GP early, even if you feel well. It is the gateway to specialist referrals, prescriptions, sick notes and mental health services, and the waiting list to be seen starts when you register, not when you fall ill.

Crucially, you do not need proof of address, photo identification, an NHS number or immigration status to register. NHS guidance is explicit that a practice cannot refuse registration on those grounds, and this is the single most common thing new arrivals are wrongly turned away for.

Apply for a National Insurance number as soon as you are in the UK. It is free, it comes from HMRC, and it takes up to eight weeks. You can legally start work before it arrives — the legal requirement for employment is a right-to-work check, not a National Insurance number.

On your first day of work, give your employer a P45 if you have one or complete the HMRC starter checklist if you do not. This is what prevents an emergency tax code, and getting it right on day one saves months of overpayment.

Week two to four: One Login, licence, home

Set up GOV.UK One Login, the single sign-on gradually replacing separate logins across government services. It handles identity verification once and reuses it, which saves repeated document checks later.

Deal with your driving licence. You can generally drive on a valid foreign licence for 12 months from becoming resident. What happens next depends on where the licence was issued: licences from designated countries can be exchanged for a UK one without a test, while others require you to apply for a provisional licence and pass both the theory and practical tests. Northern Ireland has its own licensing authority.

Start the rental search properly. Letting agents want photographic identification, proof of income (usually three months of payslips or an employment contract), previous landlord references, and a right-to-rent check in England — which is done by generating a share code from your UKVI account. Assemble the pack once and reuse it.

Register to vote if eligible. British, Irish, qualifying Commonwealth and some other citizens can register, and registration also builds a credit footprint, which matters for phone contracts, mobile plans and eventually a mortgage.

Set up council tax at your new address. It is your responsibility to tell the council you have moved in, and failing to do so does not avoid the bill — it just produces a backdated one. Single occupants get a 25 per cent discount and full-time students are exempt.

Key takeaways

  • Set up your UKVI account and test eVisa access before you travel — you prove right to work and right to rent with a share code.
  • Register with a GP early: no proof of address, ID or immigration status is required, and practices cannot refuse you for lacking them.
  • Opening a digital bank account first, then using its statements as proof of address, is the standard route past high street proof-of-address rules.
  • Apply for a National Insurance number on arrival, but do not wait for it to start work — right-to-work is a separate check.
  • Complete the HMRC starter checklist on day one if you have no P45; this is what prevents an emergency tax code.

Who to contact

At a glance

Order that works
Address → SIM → bank → GP → NI number → One Login
GP registration
No proof of address neededA practice cannot refuse you for lacking it
NI number
Free, up to 8 weeksApply from inside the UK
Right to work
Share code from your eVisaFor most visa holders
Driving licence
Usually 12 monthsBefore you must exchange or take a test
Emergency number
999
Questions people also ask

Moving to the UK — FAQ

What should I do first when I move to the UK?

Get an address, a UK SIM and a bank account, then register with a GP and apply for a National Insurance number. Set up GOV.UK One Login and deal with your driving licence and council tax in the first month. Registering with a GP is worth doing immediately because it needs no documents and unlocks the rest of the NHS.

Can I open a UK bank account without proof of address?

With a high street bank, usually not. With app-based banks regulated by the Financial Conduct Authority, generally yes — most verify identity from a passport and a live selfie. Opening a digital account first and using its statements as proof of address for a traditional bank is a well-established route.

How long can I drive in the UK on a foreign licence?

Generally 12 months from becoming resident. After that, licences from designated countries can be exchanged for a UK licence without a test, while others require a provisional licence plus theory and practical tests. Check the DVLA list for your issuing country, and note Northern Ireland has its own authority.

What is a share code and why do I need one?

A code generated from your UKVI account that lets an employer or landlord check your immigration status online. Physical biometric residence permits have been replaced by digital status, so a share code is how you prove your right to work and, in England, your right to rent. Set up account access before you travel.

Do I need to tell the council I have moved in?

Yes. Council tax liability is your responsibility to register, and not registering does not avoid the bill — it produces a backdated one. Do it in the first weeks. Single occupants get a 25 per cent discount, and households where everyone is a full-time student are exempt.

Read next

Sources & provenance

Facts verified

  1. 1.View and prove your immigration status OfficialUK GovernmentUsed for: eVisa, UKVI account and share codes for work and renting
  2. 2.Apply for a National Insurance number OfficialUK GovernmentUsed for: Free application, eligibility and timescale
  3. 3.How to register with a GP surgery OfficialNHSUsed for: That ID, proof of address and immigration status are not required
  4. 4.Exchange a foreign driving licence OfficialDVLAUsed for: 12-month rule and designated countries for exchange without a test
  5. 5.Starting a new job OfficialUK GovernmentUsed for: P45 and starter checklist to avoid emergency tax
  6. 6.GOV.UK One Login OfficialUK GovernmentUsed for: Single sign-on and identity verification across government services
  7. 7.Council tax OfficialUK GovernmentUsed for: Liability, single person discount and student exemption
  8. 8.Mobile and broadband coverage checker RegulatorOfcomUsed for: Network coverage by address

Not a source — AI-assisted analysis on this page

  • AI-assisted analysis — the digital-bank-first routeThe recommendation to open an app-based bank account first and use its statements as proof of address for a high street bank, and the sequencing of the first thirty days generally, is our analysis of how these requirements interlock. No government body publishes a recommended order, and bank onboarding policies vary and change.

Individual requirements — eVisa and share codes, National Insurance applications, GP registration rules, licence exchange, tax codes, council tax and One Login — come from the GOV.UK, NHS, DVLA and Ofcom sources cited above. The sequencing advice and the digital-bank-first recommendation are AI-assisted analysis of how those requirements interact and are marked as such. Bank onboarding policies differ by institution and change frequently. Visa conditions differ substantially by route; always check your own grant notice and UKVI account.

Facts on this page are taken from the sources listed above — UK government departments, devolved administrations, regulators, statutory bodies and official statistical releases. Comparisons, judgements and "which option suits whom" conclusions are AI-assisted analysis written over those sources; they are marked in the text and listed as an AI-analysis entry in the sources, not attributed to any authority. Rates, thresholds, fees and processing times change, usually at the start of a tax year in April; figures are current as at the review date shown and should be confirmed with the responsible body before you rely on them. Much of what follows differs between England, Scotland, Wales and Northern Ireland — where it does, this site says so.